Monday, April 1, 2019

State of my Life (Mar 2019)


Because of my bonus check, this month’s percentages are a little weird.  I’m still going to report them just to get a high level picture of what we were spending on money on in March and where we could improve.

We spent about 69% of what we made this month.  Doing the best I can to factor out the effects of the bonus (both extra spending and income) it looks like we actually spend about 88% of what we made.  This is an improvement over last month even though we outspent ourselves by about $500 from last month (longer month).

Of the extra purchases justified by the bonus, we put $3,000 to our credit card debt, I bought an expensive pair of headphones for $180, as well as a new BBQ grill (much needed) for $530, and stuff to set up a solar heater for the pool for $385.  The remainder went into savings.

Here’s the 10,000 foot view.

·      


4% Car
·       2% Entertainment
·       4% Fashion & Leisure
·       21% Food
·       12% Home Goods
·       52% Monthly Bills
·       1% Pets
·       2% Wellness
·       2% Education





Now here’s the 10,000 foot view with the bonus factored out.

·       5% Car
·       2% Entertainment
·       4% Fashion & Leisure
·       29% Food
·       8% Home Goods
·       43% Monthly Bills
·       2% Pets
·       3% Wellness
·       3% Education





I’m not entirely sure why I decided to go to that level of granular detail except to demonstrate that our spending habits haven’t changed that month from month to month.  If anything we spend 2% more of food (Atlanta trip), 5% more on Home Goods (probably because I’ve been picking up steam remodeling again), and 8% less on education (less YAGP bullshit) percentage-wise as we did last month.

Other notable spending items:

37% of our entire spending was to the credit card bill.

We spent about $304 more on restaurants than we did last month but this makes sense when you factor in the Atlanta trip.  We spent almost $590 on food during that trip so it’s possible that we actually would have spent less this month on eating out than last had it not been for our travel.

Actually, in many factors of our spending we were down from last month overall.  I’m not going to break it all down but from the looks of it, I’d say we did pretty well in March. Still, it’s hard to get a complete picture because of the effects of the bonus.

Even that awful dance was down. $645 from February.  Happy days are here again!

For Diet:

I’m not really going to include a chart.  There’s a whole week of days where I wasn’t able to record my weight and honestly, it didn’t fluctuate that much.  If I were to be completely on the up and up, I would have to say that I gained about 2 pounds this month (as my recording from yesterday indicated) but this morning’s weight shows that I actually lost 0.1 pound so that’s the one I’m going to go with.

As far as everything else goes:

I’ve actually started challenging myself with my daily list by adding more items than I think I can get to during the day and trying to blow through them all the same.  I’m rarely successful but still, I’m much more productive than I would have been otherwise.  It’s kind of fun in a sick, psychotic way.

Also, remember when I wrote last month about how happy I was that rodeo was over and that my time was all mine from here on out?  Yeah, well I’m now in 2 more ballets.  Midsummer Night which runs next weekend, as well as the recital.  I’m actually pretty mad about it all.

I mean, it would be one think if my kid was a superstar and I got to share that moment with her but as it is now, I’m more of the star than her and I fucking hate ballet.  Part of her problem is that she’s allowed herself to become lazy (because she keeps getting shoved in the back so why try, right) and the rest is a layered mess of issues that brings nothing but pain and misery.

Honestly, after Atlanta (where he performance was poor and our investment high), I really want nothing to do with dance at all anymore.  I’m on complete autopilot right now and in my heart of hearts I have little faith that there’s anything our kid can do to turn it around.  It brings me no pleasure to say this but I feel that the sun is beginning to set on that chapter of our lives.  Even if the kiddo wants to keep at it, I just don’t think I can stomach being a part of it anymore.

So… how’s that for a happy note to end it all on?  Excepting everything about the dance and the entire reason we went, Atlanta was fun, I guess.  I finished the shower in the guest bathroom and even though it looks like shit, at least it’s done.  Also, we got another credit card paid off and we’re well on track to get the final one paid off before the end of summer. 

Things aren’t all bad, they’re just not really that good either.

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